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Finly

Financial AI that explains your numbers — and shows its sources

Know where your company’s money goes and what to do next

Upload the reports from the system you already use. In minutes, Finly builds your income statement, cash flow, a 13-week cash forecast, inventory and pricing — and an AI explains it all in plain language.

Start my 7 free daysSee how it works
  • 7 days free
  • Keep your current system
  • Cancel anytime

Then $49.90/month per company

Works with the reports your system already exports

  • Excel
  • CSV and TXT
  • PDF
  • ERP and POS
  • Spreadsheets
  • Any language

No integration, no IT and no switching systems.

The problem

You make big decisions with late numbers

Your company has plenty of data. It’s just scattered, it arrives late and nobody explains what it means.

  • Scattered data

    Sales in the ERP, bills in a spreadsheet, inventory in another module. Pulling it together takes days — and depends on one person.

  • Reports that look backwards

    The accountant’s income statement arrives 20 to 40 days after month-end, when the decision has already been made.

  • Numbers without explanations

    COGS, EBITDA, turnover, days outstanding. Was it a good month? Why did it change? What now?

  • Silent, expensive mistakes

    Products sold below cost, idle inventory, supplier increases that never made it into your prices.

Every week you can’t see this costs money. Finly shows it — and tells you what to do.

How it works

From an exported report to a full diagnosis in minutes

  1. 1

    Upload your reports

    Drop in the Excel, CSV or PDF from your system. The AI recognizes the report type, the columns and the date and number formats. Next time, the format is recognized on its own.

    UploadColumnsReview

  2. 2

    See the whole company

    Income statement, cash flow, forecast, payables and receivables, sales, purchases, inventory and pricing, calculated with documented, auditable formulas.

  3. 3

    Know what to do

    Insights surface risks and opportunities ranked by impact, and the AI explains every number in plain language, with a recommended action.

No reports at hand yet? Explore a demo company with 24 months of data in your currency — free, no card needed.

What Finly does for you

Everything a CFO would look at. Ready when you open it.

Cash forecast

See a cash crunch weeks before it hits

A 13-week forecast built from what you’re owed, what you owe and your recurring expenses. Set your minimum cash and Finly warns you before the balance crosses the line.

  • Daily, weekly and monthly forecasts
  • Minimum cash alerts and pessimistic, base and optimistic scenarios
  • Every expected inflow and outflow, itemized

Income statement

Your management income statement every day, not 30 days later

From gross revenue to net income, month by month, with vertical and horizontal analysis. Open any account to see the transactions behind it.

  • Contribution margin and break-even point
  • Waterfall from revenue to profit
  • Comparison with the previous period or last year

AI assistant

Ask the way you’d ask your CFO

The AI queries your company’s calculated numbers and answers in your language, showing the sources behind each answer. It explains and suggests — the math is always Finly’s.

  • Answers with tables and a link to the source screen
  • An executive summary of what needs attention
  • “Explain with AI” on any income statement line

Inventory · Purchases

Stop leaving money on the shelf

ABC curve, turnover, days of coverage and reorder point for every product. Finly shows what to buy now, what’s in excess and what hasn’t moved in 90 days.

  • Purchase suggestions based on target coverage
  • Stock-out, excess and slow-mover lists
  • Alerts for cost increases not passed on to prices

Pricing

The right price, with real margin

A markup calculator with taxes, commissions, fees, freight and fixed expenses, all suggested by your own income statement. See the minimum price, the break-even price and how much volume must change if you move the price.

  • Price analysis for every product at once
  • Highlights products sold below cost
  • Prices with or without taxes included

Everything included

Finance and operations in one place

Every module is in the plan. No add-ons, no surprises on your bill.

  • Dashboard

    Your company’s health in 30 seconds

  • Insights

    Risks and opportunities ranked by impact

  • Income statement

    Revenue to profit, with vertical and horizontal analysis

  • Cash flow

    Inflows, outflows and balances by account

  • Cash forecast

    13 weeks ahead, with minimum cash

  • Receivables

    Aging, defaults and top debtors

  • Payables

    Due dates and average payment period

  • Sales

    Average ticket, ABC curve and concentration

  • Purchases

    Suppliers, unit cost and purchase suggestions

  • Inventory

    Turnover, coverage, stock-outs and excess

  • Products

    Profitability and margin for each product

  • Pricing

    Markup, margin and price simulation

  • AI assistant

    Plain-language questions about your data

  • Indicators

    Cash cycle, working capital and more

  • Imports

    Excel, CSV and PDF from any system

  • Records

    Customers, suppliers, accounts and transactions

Who it’s for

Built for those who decide — and those who advise

  • Business owners

    Am I making money? Will I have cash next month? The summary answers in plain language.

  • Finance and controllers

    Management income statement, cash flow and indicators ready to go, with drill-down to each transaction.

  • Purchasing and inventory

    What to buy, how much and when — without stock-outs or excess.

  • Sales

    Where the margin is: the most profitable products, customers and channels.

  • Accountants, consultants and BPO

    All your client companies in one place, with analyses ready to present.

More than one company? One view.

See each company, the consolidated view or groups you create. The side-by-side comparison shows revenue, margin and cash for each one — and insights flag the company that stands out, like a cash shortfall the consolidated total hides.

Why Finly

More than a spreadsheet. Faster than the accountant’s month-end.

More than a spreadsheet. Faster than the accountant’s month-end.
CriteriaFinlySpreadsheetsERP reportsAccountant’s P&L
Up to date whenever you importYesPartlyYesNo
Finance and operations in one placeYesPartlyPartlyNo
Cash forecast with alertsYesPartlyNoNo
Explains why and suggests what to doYesNoNoPartly
Nothing to build by handYesNoYesYes

Security

Your numbers protected like in a bank

Security and privacy have been part of Finly’s architecture since the first line of code.

Bank-grade security · Your data is never used to train AI

  • Data isolated in the database

    Each customer’s data is kept apart by rules in the database itself, not just in the application.

  • Protected access

    Two-step verification, breached-password blocking and control of active sessions.

  • Audit trail and roles

    Every change is logged: who did what, when and from where. Access roles: owner, admin, analyst, and viewer.

  • Your data doesn’t train AI

    Customer data is never used to train models. AI can be turned off at any time.

  • Auditable numbers

    Deterministic, tested and documented calculations. From the income statement you can drill down to the source transactions.

  • Privacy by default

    Data handling aligned with the GDPR and Brazil’s LGPD.

Pricing

One plan. Everything included.

You pay for the number of companies you analyze, and the demo company is free. Monthly, no long-term contract.

Finly complete

Every module, AI and updates

7 days free
$49.90/month

per company

Less than $1.70 a day

Monthly total after the trial

1 company × $49.90

$49.90

Start my 7 free days

Add your card today; the first charge comes only after 7 days. Cancel before and you pay nothing.

Everything is included:

  • Income statement, cash flow, forecast, sales, purchases, inventory and pricing
  • AI assistant and executive summary
  • Excel, CSV and PDF imports from any system
  • Automatic insights after every import
  • Invite your team and accountant, with access roles
  • Consolidated view and company groups
  • Two-step verification and audit log
  • English, Portuguese and Spanish, in any currency

How the free trial works

  1. Today

    Create your account and add your card

    No charge now: $0.

  2. Days 1 to 7

    Full access to everything

    Import your reports and see your real numbers.

  3. Before it ends

    You get a reminder

    An email lets you know the trial is ending, so you can decide calmly.

  4. Day 8

    First monthly payment

    We charge $49.90. Cancel before and you pay nothing.

Why do we ask for your card at sign-up?

So nothing stops when the trial ends: your data, imports and settings stay exactly where they are. If Finly isn’t right for you, cancel before day 8 and nothing is charged.

Secure payment processed by StripePrices in US dollars (US$).

Questions

Frequently asked questions

Do I need to change my system or ERP?

No. Finly reads the reports your system already exports — Excel, CSV or PDF — and works on top of it. It already recognizes reports from Omie, Bling, QuickBooks, Xero and Alegra, for example, as well as your accountant’s income statement. You keep using everything as you do today.

How does the free trial work?

You create your account, add your first company and your card, with no charge. For 7 days you get full access, and a reminder e-mail arrives before the trial ends. If you stay, the first monthly payment is charged when it ends; if you cancel before, you pay nothing. And if you just want to look around, the demo company is free and needs no card.

How does billing work with more than one company?

Finly costs $49.90 a month for each company you analyze. With 3 companies, for example, your monthly bill is $149.70. Each company has its own subscription: the free trial covers the first one, and the next ones are charged to your saved card when you add them, each with its own renewal date.

Can the AI make up numbers?

The AI doesn’t do the math: every number comes from deterministic calculations on your data, using documented formulas. It only queries those results to explain and suggest, and each answer shows the sources it used. In the executive summary and in “Explain with AI”, every number is checked against your data before it appears.

Is my data safe?

Yes. Each customer’s data is isolated in the database itself, you can require two-step verification for your whole team and every change is recorded in an audit log. Your data is never used to train AI.

Do I need to understand finance?

No. Every metric comes with an explanation of what it is, and the AI explains in plain language why an income statement line or an alert changed and what to do. And you can ask the AI anything, in your own words.

Does Finly replace my accountant or my ERP?

No. Finly doesn’t issue invoices, keep the official books, file taxes or move money. It gives you — and your accountant — a clear, up-to-date management view to make better decisions.

Can I invite my team and my accountant?

Yes. Invite people by email and choose each person’s role: owner, admin, analyst, and viewer.

Can I cancel anytime?

Yes. The subscription is monthly with no long-term contract. Once you cancel, you keep access until the end of the period you already paid for and aren’t charged in the following months.

Does it work in other languages and currencies?

Yes. Finly is available in English, Portuguese and Spanish, and each company has its own currency, time zone and fiscal year.

Your numbers already have the answers.

In 7 days you’ll know whether you’re making money, whether you’ll have cash and what to do next.

Start my 7 free daysI already have an account

Add your card today; the first charge comes only after 7 days. Cancel before and you pay nothing.